The basics
What is an Inzhur investment certificate?
An investment certificate is a security issued by a collective investment fund. By purchasing investment certificates in an Inzhur fund, an investor receives a share in that fund, while the income model depends on the specific product. It is not an Inzhur gift certificate and it is not an OVDP. OVDPs are a separate type of government security issued by Ukraine.
Inzhur products
Which Inzhur investments can you track in Strum?
The Inzhur certificate tracker is useful when you need to see not just one fund, but its place within your complete capital. In Strum, you can manually add assets that are not among your brokerage positions and track them alongside stocks, ETFs, crypto, cash, and other investments.
Inzhur REIT
Inzhur REIT is a collective investment fund that invests in commercial and residential property. Investor income comes from monthly dividends funded by rental payments and changes in the value of fund assets through capitalization. To track Inzhur certificates, it is useful to record quantity, purchase price, current value, and payments received. Risks include changes in property values, operational risks related to individual properties, and investment liquidity. The Inzhur REIT portfolio includes Sky Park shopping center in Vinnytsia, Silpo and Fora supermarkets, Comfy and MasterZoo stores, McDonald’s restaurants, as well as a retail park anchored by Novus and the Svidomi residential complex, which are currently under construction.
Yield.from 9.5% in USD
Minimum.from UAH 10
Dividends.monthly
Tax.14%, withheld by Inzhur
Inzhur Energy
Inzhur Energy is a collective investment fund financing an energy project to build a power station. Its model does not provide regular dividends: potential income is generated through growth in certificate value as a result of capitalization. For this asset, it is useful to monitor the invested amount, changes in value, and its portfolio share. Risks include project execution and liquidity.
Yield.15% in USD
Minimum.from UAH 6,654.90
Term.15 years
Type.capitalization
Inzhur MilTech
Inzhur MilTech is a collective investment fund created to finance the Ukrainian miltech company Vyriy Industries. The fund assets are Vyriy Industries corporate bonds, with Inzhur acting as underwriter for the issue. For portfolio records, it is useful to see the investment amount, current valuation, and concentration of this asset. Credit risk, the nature of the defense sector, and liquidity should all be considered.
Projection.25–29% annually in UAH over three years
Initial investment.from UAH 1,007.59
Bond maturity.July 26, 2029
Tax.14% at fund closure; 23% on an early sale
OVDPs
OVDPs are Ukrainian domestic government bonds. They confirm the state’s obligation to repay face value and pay income under the terms of a specific issue. If you purchased OVDPs through Inzhur or another broker, you can treat them as a separate asset class within your complete portfolio.
Yield.up to 17.0% annually in UAH
Minimum.one bond
Individual income tax.0%
Payments.coupons and maturity under the issue terms
Four steps
How does the Inzhur certificate tracker work in Strum?
1. Find the details of your Inzhur investments
In your Inzhur account or app, check the information about your certificates: quantity, operations, current value, payments, and investment status. Official Inzhur data should be used as the basis for your records.
2. Create or choose a portfolio
Option 1 is a separate portfolio. You can create an “Inzhur” or “Alternative Investments” portfolio. Option 2 is a complete portfolio. You can add Inzhur investments to a portfolio containing ETFs, stocks, OVDPs, crypto, and other assets. This makes it easier to assess the actual structure of your complete capital.
3. Add an Inzhur asset and transaction details
Strum lets you manually create records for assets that are not held through a broker. Add Inzhur REIT, Inzhur Energy, or Inzhur MilTech and enter the available information: quantity, purchase date, amount, price, and other details needed for tracking.
4. Analyze Inzhur alongside your complete investment portfolio
After adding an asset, you can assess it not in isolation but as part of your complete capital. Strum supports portfolio analytics, P&L, allocation, financial goals, and rebalancing.
Analytics
What can you analyze after adding Inzhur to a portfolio?
After adding Inzhur assets to a Strum portfolio, you can potentially analyze:
The portfolio’s total market value and net liquidation value.
Contributed capital and asset cost basis.
P&L — total profit or loss.
Annual returns and monthly performance.
Average purchase price and current asset value.
Passive income — received and expected dividends and average monthly cash flow.
The share of Inzhur or a specific asset in the complete portfolio.
Allocation by asset class and rebalancing.
Fundamental metrics, expected returns, and risk profile.
Portfolio performance across time frames from one day to five years.
Progress toward specific financial goals.
Net worth — consolidated capital together with other investments such as stocks and crypto.
Benefits
Benefits of tracking Inzhur in Strum
| Benefit | What it provides |
|---|---|
| Inzhur with other assets | See investments in the context of your complete portfolio |
| One capital valuation | Switch between apps and spreadsheets less often |
| Allocation | See the share of property, bonds, stocks, crypto, and other assets |
| P&L and performance | Assess portfolio results based on the data entered |
| Financial goals | Connect the portfolio to your goals and see progress |
| Custom assets | Track assets that are not among standard brokerage positions |
| Rebalancing | Compare the actual capital structure with the planned structure |
| Risk and return analysis | Understand expected portfolio performance and its risk profile. |